WBwso paid me yesterday and got me filled with curiosity and anticipation
on what the new "limited space" packages, soon to be loaded onto the site
for members to scrutinize, will offer. Meanwhile the "big boys" like GNI and
Genius Funds are causing a major stir in the HYIP world.



GoldNuggetInvest updated today it is finished and will issue refunds to those
members not in profit. A new "private" GNI type program will be announced on
Friday, the 12th of March. Apparently this one has been in the works for a few
months and getting ready to launch. Genius Funds has fell behind for the first
time with it's usually quick payments. Reports are that DDoS Attacks and script
problems caused an internal mess and the goal is to get caught up on pendings
by the end of this week.

With thousands of members and even more in funds wrapped up in these two
major players, there's a lot of unrest and could probably further damage this field
where programs survive with the continued "support" of the membership mainly
in ongoing recruiting and new monies. However...on my end. it's too early to make
any speculations on what's happening with Genius because my payment is only
overdue by a day so far. See how this story unfolds.

Meanwhile, it's push on and it's business as usual, as I have moved into new programs
and continue to seek new opportunities to make money here online. In 2009, some
big name surfs and profits shares went under, hurting the "rep" of that niche and there
still isn't much revival there yet. So far this year...big name HYIPs are running into
problems but the difference with the HYIPs is that there is a never ending launch of
new programs for investors to "work" and others watching, waiting for the select few
that will survive and turn into long term affairs.

Before I get heavy into this article, I can't stress how important it is to stay
within a budget here online. I got that constant haggling thing going on
with the good guy dressed in white on one shoulder and that scorched
guy in red on my other shoulder. 

Whoa! This looks good but geez that ROI is high but I could make a good
buck there. The guy in the red pajamas and forked tail always says..
"go for it...do it", while the dude in white which seems to have the same
mind set as my conscience.."now hold up there buddy!..think about what
your getting into..are you over your limit in spends or do you have some
surplus to throw in that risky venture.

Let's talk about HugMoney. Short term plans and was slotted as a short life
program as well. Started back mid December but still going strong to date.
Who knew? I could have made a bundle with that one if hindsight was 20/20.

Today I got paid quick from a short three day term for an end gain of 10% on
my invest with General-Income. Gaining popularity by the day and accepts all
payment processors but that guy in white on my shoulder is saying...
"but?..will it be another Huggie?". Anyway, I threw what I made back in for another
3 days for further growth



I know some people go in and out of these short term programs usually gaining
as they go but sometimes that stone in that river to prosperity they are crossing
sinks and they lose their footing plus their money. So..I categorize these type
programs as very high risk. No telling when they will falter but there is an opportunity
to make a fast dollar. However, when a plan expires...it's decision time and that
inner turmoil starts up again.

Overall, the ROI gained is low to your average surf where on a good day with an
exceptionally popular program your making 9% per day for example for 15 days.
The gig with the HYIPs like I mentioned above is...3 days and you get your principal
back plus interest. Then you can say thank you and "see ya" or get to thinking...
should I or shouldn't I?....lol


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As one involved in the Surf and HYIP arena here online, I have to grapple
with the 'trends' that are linked to it. More with the manual and auto surfs
then HYIPs because if your fortunate to hook up with a long running program,
it's just there in the background of my Biz, providing me withe earnings week
after week.

So..it's boom and bust depending on the niche and programs your involved
with. For example...the tail end of 2009 brought a sudden slump as a few
big name surfs and profit shares went belly up. A lot of people lost money
and then looking to recoup those losses but skittish to invest any more
funds in an unknown program.

On my end, winding down in this first week of March, things are picking up
and stirring up some lost excitement as I come across new opportunities.
Premier League Shares is the first HYIP I joined and invested in at the
beginning of the week and had some "heads up" about that one a week
or so prior to launch and run by an experienced Admin...Tony of Traffic
Factory. The program is sparking a lot of interest as it develops and is
capable of being a long term earner.

Yesterday I got alerted about another promising program where you get
paid to view text and banner ads. Where there is no surfing required and
an invested member just needs to log in daily to earn 1 to 5% of their ad
unit purchase..it's classified as a HYIP.



PayBackAdz is also causing a stir on the MMG thread associated with the
program as I looked in on it this morning. The additional incentive here
is that an invested member can earn 2 cents per text and/or banner ad
clicked on and is immediately added to cash balance in addition to the
daily ROI earned from the single plan of the varying daily ROI mentioned
above. It has the feel of a profit share where the referral commissions
are high with a tiered level with the highest being 10% per your downline
member's purchase.

On top of that, an excellent site to advertise your stuff where members of
PayBackAdz get paid to view your opportunities, Blog, referral links, etc.

A good kickoff for March and looking forward to more avenues to provide
further growth on the profits I earn from the "regulars" within my Biz.

In an earlier article of mine down below, I mentioned that a new HYIP, or
High Yield Investment Program, was soon coming on stream. Well...that
happened quicker than I expected and actually opened yesterday evening
here by my Atlantic (Halifax) Time.

Premier League Shares is the name of this new one and Tony of Traffic Factory
fame is the Admin. What's involved here is a "system" on winning bets on soccer
games. I'll include a few entries here from Tony's explanation of what the core
of this program is all about.

"I have tested the system for 3 weeks and it really is a profitable way to make big
money, There is a team of 4 people all of whom I trust and know and they have
have developed a system within the soccer leagues where there investments
can't lose, I have tested this and they are correct."

"I have done my due diligence thoroughly on this and I must say I am very impressed
with how they generate funds quickly. I have tested the system small time and it seems
flawless. I can't reveal too much but it is Premier League Soccer or any other league soccer.
These guys converted £300 British money into £1200+ just LAST week alone, it is true
and now I know the system I can check without investing how they do it. Anyway I would
not have to be involved in the system (which is absolutely legitimate) just run the site
and get investors. They reckon and I agree that after 6 months investors would be in
profit by well over 160%. I have spent 2 weeks assessing this and I am excited."

"Accepts AP,STP,LR,SP"

On the site itself...there are various weekly and monthly return plans depending on
the amount of your investment. On the low end is 5% per week which is a reasonable
ROI and fits in with a long term program.


The referral commissions are set at 3% which also tends to make this a HYIP for
those serious about making money with the "plans" and not making an initial huge
gain with inflated RC's offered in a lot of short term programs today.

In the end... it's still a HYIP and with that comes risk. Is it viable? Sports betting is a
multi million dollar business and time will tell if this is a "keeper" and be here in
six months or a year's time. Just like the people involved with betting on a team or
athlete to make them either a few dollars at a time or rich very quickly...others lose
their shirts. So...please invest responsibly when laying down your hard earned money
on this or any other program online.


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The last weekend in February brought about what seemed to be a mass
DDoS Attack on several popular programs at the same time. Among my
regulars, Genius Funds and HYIFund both were up and down until I presumed
their Hosts played it safe and took the programs offline. One way to thwart
these attacks until the trouble makers got bored and set their sights on
something else.

I, like most trying to make money online, have been dragged through the mud
a few times and have seen how unforgiving and deceitful some program Admins
can be. Not only Admins...there are also those that try to cheat a good opportunity
causing hardship for all members involved.

I've seen both and have gotten accustomed to it..."I've fell into a money trap and
now it's time to move on...forget it". A couple times it was hard to swallow where
I trusted these people but no time to dwell on it...carry on.

Let's say I was an evil monger Admin and I had thousands of dollars in funds
from members who trust in me and my program. My site just went under 3 days
of heavy sustained DDoS attacks and my Host just updated me that my script will
be online on their servers as soon as it lets up. What a chance...cancel my
subscription..blame it all on the Host...all the files and data are gone...run with
the loot after a tearful and "all is lost" update

It's been done and will happen again. But...c'mon this is too evil..too despicable...lol

This is the difference between guys who are looking for a way out and programs
like Genius Funds that came back up online and paid me quickly again this morning.
After lunch, an update from HYIFund that it's also back up and working to credit accounts
for missed ROI during the downtime.


This online business has trained me to look at programs with a sense of...guilty until
proven innocent like Red China unlike our democratic society were a person is innocent
until proven guilty.

So...when I see these programs I mentioned in my article burst back on the scene...
I have to give them "two thumbs up" for bringing some "good" back into this niche.

As we head into March, I've added some programs to my Update Website in
the last month that are paying me regular and I post about these on the Home
page of that site.

With Starkfund I regained 20% of the principal I put in to the 150 day plan so
far and my newest acquisition, Dragadox is paying me consistently as well.
My regulars, Wbwso and Genius Funds are making their usual payouts to
my payment processors.

Fast Traffic, the autosurf with the 1% per day until you reach 130% plan,
is part of my daily routine. With the fast timer, I go through the 200 sites
fairly quickly and right now...every 30 pages I surf, I pick up a cash bonus.

Marc, the Admin, has a special on the go now until Friday the 26th, which
is a 10% bonus added to an upgrade. A small active membership so far
and I'm wondering why. The guy pays quickly and the cash incentive on
the sites auto rotator adds to your cash balance along with your daily rebate.

As the never ending launch of new HYIPs continue, there is the odd one
that creates more of a buzz than others and as I do some research, see
that besides it's promo of how the program's Admin(s) generate funds on
the Home page, I look at how popular it is and if it's a "hit" among investors.
Dragadox fits this bill and the attractive 1.6% per day for 150 days with a
minimum of a $10 invest, persuaded me to get involved.



Incorporating all the popular payment processors, specially Alertpay, was also
a deciding factor for me. I'm not a fan of programs that just use LR and can take
a quick exit with the processor shutting it's ears to any complaints. "Don't want to
hear about it...you made the choice now chill"...lol

So..now it's down to what I discussed in prior articles...recoup what I paid in and
with the daily ROI...that will take 63 days. The rest is then gravy just in case there
is a problem later on. Always in the back of my mind but I get into these with the
intentions they'll run for a year or more.

Suppose you have a problem and need to contact support or customer service.
Somethings not right about that credit card bill and you get on the "blower"...
push 1, push 5, all our customer service agents are currently busy and
will get back to you asap..please stay on the line and then this little ditty starts
playing in the background. Some sound tracks are catchy and begin to tap
a foot or hum along but other tunes like "My cheatin' heart..." make me chuckle.
Ahhhh...I haven't got time for this and slam down the phone but the worst
thing is I have to try again later...groan.

We've all been there right? What about those times when the option you
want is not there....to return to the main menu..press 9 and then that
infuriating...dial tone...crap!

So...when I attempt to contact a support service and they are right there...
"Can I help you sir?" Holy cow...is this for real..lol. Then I'm totally impressed
when that happens.

Case in point. This past weekend I invested in a HYIP with Strictpay and
my account was not updated. Happens sometimes, when the API is not
set up properly. Waited an hour and submitted a support ticket. After almost
two days elapsed and more support tickets to the Admin...I was getting
nowhere. No funds showing in my account and missed ROI.

Then I thought of Strictpay. Submitted a Support Ticket.  figured it was going
to be awhile but within a half an hour...bingo. After a couple exchanges.....
I asked if that transaction could be canceled and my funds returned. An hour
later...my funds were safely tucked away back in my Strictpay account.

Now that's service!



Usually I'm a laid back and calm guy but when the Admin of this HYIP would
not reply to my issue I started to get upset and I just had enough and made it a
mission to get those funds back and thanks to the Strictpay people...they made
it happen.

And what happens when your a satisfied customer...if your like me..you continue
to do business with that payment processor, merchant or service that takes the
time to help you out.





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As I dig deeper into the HYIPs, I have set some ground rules for myself which
an investor should consider and have in place.

The experienced already know all this or I assume they do but... #1 and the "biggie"
...don't invest more money than you can afford. You don't want you or your family
to suffer financially and remember this is High Risk which can earn you a High
Yield or income.

Got to get back the funds you invested or an equal amount of your "seed" money,
as quickly as possible. Using Genius Funds as a template here, I earned back
the amount I put in for the term. Now I am into profit plus can withdraw my principal
as well. This takes the pressure off me wondering about recouping my initial spend
and can afford the luxury of keeping those funds in the program to continue to earn
me a profit, which I am currently doing.

The short term plans can be lucrative, easy and have a quick turn around of a just
a few days with your principal returned. These come with an even higher risk factor
and you need to be careful. I just moved in an out of two different HYIPs...first was
for seven days and then another for five. Total return...127%. These come with various
term lengths and ROI. Researching and going into the most popular and advertised
will increase your likelihood of getting paid.


Some cool and attractive scripts out there along with "top of the line" protection but
no one can say 100% that yes...that program is into Forex, stocks, or the rare mineral
game. Not unless your a fly on the wall with a itty bitty laptop letting information hungry
investors know...ok...this one is into the corn oil market....lol

Comes back to taking on the risk and for all the launches that happen in a given week,
there may or not be, one that runs for over a year or more and provide an investor with
a growing profit, month after month.

With that comes "diversify". It would be a perfect online Biz world for me if I knew that
Genius was like my bank here at home. Never a worry and could pump funds in there
to my heart's content and reap the rewards but I have to build on other programs at
the same time to maintain that cashflow just in case. It's just smart business and who
knows...you could be in profit with 3 or 4 of these gems at the same time.

People are doing just that but it takes time and there are going to be losses along the
way but that's why you should spread those chickens..or...eggs, which ever came first,
around.

On the tail end of my last article below, I mentioned I'm in the hunt for another
Genius Funds, specially a HYIP that accepts Alertpay.

As I dig deeper into this high yield, high risk arena, with such a huge variety of
programs and just keeps growing daily, a lot of research and deliberation
takes place. Sometimes you have to throw all caution to the wind and go for
it when I see one that makes my mustache twitch...lol

Today my buddy Pete informed me that the oldest HYIP around right now, that
I can see anyway, Panamoney is now accepting Alertpay after dumping a processor
they were having problems with. I have been a member there for ions but had not
invested which I could slap myself for..wake up Gord! With the addition of Alertpay
I made the plunge.

So...that's the old and "long term" with a modest ROI. Reviews are everywhere
about the program so no need to bore you with that.

To have a healthy spread I have been watching a relatively new program that is
turning a lot of investors heads as well and that is called StarkFund, which I
also joined. StarkFund has the weekly plan which is what I like about being
with Genius. In the $100 to $1000 range, the weekly rebate is 7% of my invest.


Spreading my funds into the old and new, I'm getting that "diversify" thing happening
and will continue to further spread out into programs in between that have a paying
history and good reputation.

"Doing a Panama" is from the movie made from the book "Saraha" written by my favorite
author...Clive Cussler. A good mix of action, adventure and comedy. To elude the bad
guys in the movie, the heroes...Dirk, Rudy and Giordino rig their high powered boat to
explode and headed it back towards the pursuing boats while the boys jumped off
and admired their handiwork. No bad guys left...they happily swam to shore however
the owner and their Boss wasn't too impressed with the Panama when he realized
what they had done.

Kind of relates with investing in HYIPs. Making a "one way" decision to join and invest,
comfortable with the move but not 100% sure about the outcome or "staying home" and
pondering about an opportunity lost.


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